The Hong Kong Monetary Authority reported on 30 September 2026 that total deposits with authorized institutions increased by 1.4 per cent in August 2026. Hong Kong dollar deposits rose 2.2 per cent and foreign currency deposits 0.8 per cent. In the year to end-August, total deposits grew 7.3 per cent and Hong Kong dollar deposits 8.6 per cent. Renminbi deposits decreased 2.1 per cent in August to RMB1,101.5 billion at month-end, while renminbi remittances for cross-border trade settlement totalled RMB1,537.6 billion, compared with RMB1,383.7 billion in July.

The authority said total loans and advances rose 0.3 per cent in August and 7.0 per cent in the year to end-August. Loans for use in Hong Kong, including trade finance, increased 0.4 per cent, while loans for use outside Hong Kong were virtually unchanged. The Hong Kong dollar loan-to-deposit ratio fell to 69.3 per cent at end-August from 70.7 per cent at end-July, as Hong Kong dollar deposits grew faster than Hong Kong dollar loans.

Hong Kong dollar M2 and M3 each increased 2.1 per cent in August and 9.9 per cent year on year. Seasonally adjusted Hong Kong dollar M1 rose 3.5 per cent in August and 4.7 per cent year on year, reflecting in part investment-related activity. Total M2 and M3 each rose 1.4 per cent in August and 11.0 per cent year on year. The authority cautioned that monthly figures are subject to transient factors, including seasonal funding demand and business and investment activity, and that longer-term trends should be observed.